http://vanderbrew.com/rutabagadreams/2008/07/12/quicken/ Live Simply ~ Laugh Often ~ Love Deeply Mon, 22 Mar 2010 13:45:17 +0000 http://wordpress.org/?v=2.5 http://vanderbrew.com/rutabagadreams/2008/07/12/quicken/#comment-234234 Amy F Tue, 22 Jul 2008 15:47:39 +0000 http://vanderbrew.com/rutabagadreams/?p=623#comment-234234 I used to keep all our finances in MS Money but stopped for the same reasons you quit Quicken. I'd get a little off with investments dividends and get frustrated, then quit tracking them altogether. I'd "borrow" money from one category, maybe in the next or previous month to fill in gaps, which led to my never quite feeling like I knew what was coming or going. When my first child was born in 2004, I gave up on the whole thing. We've survived without budgeting for 4 years until this spring I realized that we were eating through savings and we put down the credit cards cold turkey and started an envelope cash system Dave Ramsey-style. I signed up for as many automatic payments as I could and found cheaper auto insurance in the process. We finally have a real emergency fund and are saving for future expenses instead of hoping the money will be there when bills come due. We didn't have credit card debt, but I was surprised how hooked into credit cards we were just because of that 3 week payment delay. I used to keep all our finances in MS Money but stopped for the same reasons you quit Quicken. I’d get a little off with investments dividends and get frustrated, then quit tracking them altogether. I’d “borrow” money from one category, maybe in the next or previous month to fill in gaps, which led to my never quite feeling like I knew what was coming or going. When my first child was born in 2004, I gave up on the whole thing. We’ve survived without budgeting for 4 years until this spring I realized that we were eating through savings and we put down the credit cards cold turkey and started an envelope cash system Dave Ramsey-style. I signed up for as many automatic payments as I could and found cheaper auto insurance in the process. We finally have a real emergency fund and are saving for future expenses instead of hoping the money will be there when bills come due. We didn’t have credit card debt, but I was surprised how hooked into credit cards we were just because of that 3 week payment delay.

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